Showing posts with label Money Mentors. Show all posts
Showing posts with label Money Mentors. Show all posts

Friday, 24 January 2020

John turns his life around with Better Off Finance


 There’s nothing worse than feeling out of control. When life begins to take a downward turn, the resulting domino effect can cause breakdowns of relationships, businesses, and ultimately, mental health.



62-year-old John’s* life began to spiral after his business began to fail. At the same time, his marriage started to disintegrate; due to the stress and anxiety he was under, he eventually became alcohol dependent, disengaged from his family, and withdrew from society, rarely leaving the house and neglecting to care for himself. As matters worsened and his mental health deteriorated, John began to suffer from suicidal thoughts.

Alcoholism and mental health issues often go hand in hand - people with mental health issues are twice as likely to develop alcohol dependency than the rest of the population. While many use it to numb negative feelings, in the long run alcohol greatly contributes to stress, anxiety and depression, meaning sufferers become trapped in an inescapable cycle of trying to treat a problem with the very thing that is causing it.

John was put in touch with the Better Off Finance programme by his housing association, who were assisting him in finding a cooker and using food banks. His situation had deteriorated to the point where he realised he needed help: he lived alone in a four bedroomed house, and found himself unable to deal with everyday matters. John came to the decision himself that he wanted to turn his life around and become alcohol-free, and so reached out for support.

Through Better Off Finance, John was assigned a Key Worker, who provided 1-2-1 support throughout his journey. During this period, John managed to clear his water arrears and create a new payment plan for future bills; he received a new washing machine, as his previous one had fallen into a state of disrepair; he reduced his mobile and TV package, and received support in creating a manageable budget for utility bills and monthly outgoings – something which he has never done before. A further grant has also been applied for to top up John’s current income while he is getting back on his feet.

As a result of the support from Better Off Finance and his Key Worker, things have been looking up for John. After getting his new washing machine through Better Off Finance and a new cooker from his housing association, he has started taking care of his appearance and eating healthily, which has had a huge positive impact on his wellbeing. In turn, this has led to him reaching out to his family and spending time with his grandchildren – along with support from a substance misuse charity, contact with his family has been a massive encouragement in his journey to becoming sober.
The change in John is clear: he’s more confident and sure of himself, and is managing independently. He’s recently gained a qualification in First Aid, something which he could never have imagined doing a few months ago.

He said: ‘The support and encouragement from my Key Worker has been amazing, and I can’t thank he enough for just listening and understanding my situation. I would urge anyone to access this service. It has been invaluable to me in realising that there is help if you want it, and it has started to build my confidence and self-respect back to what it used to be’.



About us:

Better Off Finance is offering residents of the Liverpool City Region who are currently unemployed (although don't have to be claiming benefits), a bespoke programme of support. 

This support will be provided at a local community venue or at home if a participant prefers.
Each participant will be linked up with their own key worker who will support them to:
Improve their financial capability through 1-2-1 support and group work

• Access employability sessions within the programme
• Access a Level 2 Accredited ‘Money Mentor’ opportunity
• Progress into training and education opportunities
• Prepare and progress into sustainable employment.

Please contact us via our Facebook or Twitter pages to make a referral or for further information.

Better Off Finance is a programme jointly funded by The National Lottery Community Fund and European Social Fund as part of the Building Better Opportunities Initiative






Monday, 24 September 2018

New Dates Added for Money Mentors Accredited Training!


Are you interested in learning more about managing money / debt, and then helping others to understand more?

You can access accredited training and become a community based Money Mentor. This is an excellent opportunity from the Better Off Finance Programme to access learning on Supporting Universal Credit Claimants.

This two day program is being run at 54 St James Street in the Baltic Triangle in Liverpool.




Supporting Universal Credit Claimants

27th November & 4th December 2018

10 – 3pm


These courses are level 2 accredited and lunch will be provided.

These courses are part of the wider Better Off Finance Programme and attendees must be willing to complete registration to the programme in order to access the training.  Full details of sign up process can be supplied at time of enquiry.

To be eligible for the training and for the programme, participants must live in the Liverpool City Region (Liverpool, Sefton, Wirral, Knowsley, St Helens or Halton) and not in paid employment.

Expenses may be available on request.

What is Better off Finance?

From understanding benefit entitlement to receiving support around managing debts, Better Off Finance is an innovative partnership between The Women’s Organisation, Citizens Advice, and RAISE. The project support residents of Liverpool City Region to improve their financial competency and offer pathways to sustainable employment.  Jointly funded by National Lottery and European Social Fund.


To find out more click here to download the course outline booklet or contact the team: on 0151 706 8111 and hello@thewo.org.uk







Wednesday, 1 August 2018

Could You Become A Money Mentor?

It’s always great to see people putting themselves forward to support others in changing their lives, and that’s exactly what’s happening on our Money Mentors course! Educating yourself to use the skills for greater good is always a rewarding feeling and that’s what our recent Money Mentors graduates at Halton Citizens Advice & 54 St James Street have been doing.

The Level 2 accredited training will encourage participants to go out into their communities and share what they’ve learned, and it’s also something great to add onto your CV!  We asked our recent graduates what they thought of the 2 days they spent learning to become Money Mentors



“I really enjoyed the course because every aspect that was covered was explained well with examples for clarity.  The course facilitator, Jose, was very knowledgeable and presented information in an easy to understand manner. I now have a better understanding of some of the methods of recovering debt and the process of debt recovery.”


Paula and Jennifer recently completed their Level 2 Money Mentors training in 'Being a Savvy Consumer' at 54 St James Street and had some great feedback about the course

“The course has been very valuable, I am more knowledgeable about consumer rights. There is so much I wasn’t aware of” 

“I feel more confident as a consumer now. The course was easy to understand and broke down the jargon. The handouts have been useful for me to refer back to after the course. Getting this certificate will help me with my volunteer application to support job seekers in my local job centre” 

What an amazing achievement, well done everyone and we can't wait to see how you use your new found skills to support and guide your community!

Do you think you could be a Money Mentor?

Money Mentors will be two days training at a local venue and will provide Level 2 accreditation in the following subjects:
  • Being a community-based mentor
  • Being a savvy consumer
  • Supporting Universal Credit Claimants
The subjects will cover topics such as:
  • Understand the causes of personal debt
  • Understand different attitudes to spending money
  • Understand how Universal Credit is made up and which benefits it replaces

We will even pay the travel expenses to get there and provide lunch!

If you think you could become a Money Mentor, then get in touch! to book or for more information you can contact us on 0151 706 8111 or hello@thewo.org.uk



About us: 

Better Off Finance is offering residents of the Liverpool City Region who are currently unemployed (although don't have to be claiming benefits), a bespoke programme of support. This support will be provided at a local community venue or at home if a participant prefers.

Each participant will be linked up with their own key worker who will support them to:
Improve their financial capability through 1-2-1 support and group work

·         Access employability sessions within the programme
·         Access a Level 2 Accredited ‘Money Mentor’ opportunity
·         Progress into training and education opportunities
·         Prepare and progress into sustainable employment.

Please contact us via our Facebook or Twitter pages to make a referral or for further information.

Better Off Finance is a program jointly funded by The Big Lottery Fund and European Social Fund as part of the Building Better Opportunities Initiative