Here are a few tips you can follow to help you save that
little bit extra! These small changes can have a major impact on your annual
finances and help you feel more comfortable with your money.
Money management
Work with a budget. If you’re someone who
impulse buys, then a properly thought out budget could become your best friend.
A budget is not something to fear, all it
takes is preparation and dedication! By working out your weekly costing for food,
petrol (or public transport), any memberships or classes you pay for,
subscriptions and of course a treat, you are giving yourself an accurate
representation of the budget you can live within. The one rule for this money
saving tip is to not overcompensate to make yourself feel better! You must be
ruthless in order to see a change.
2.
Use price comparison websites
Shopping around for the best deals is a
perfect way to find the cheapest option. This can be for insurance, broadband
and maybe even bank accounts. These websites can save you from overspending and
can very quickly save you a few quid!
3.
Bulk buying to the rescue
Buying in bulk is probably the easiest way
to save on your everyday items. This can apply to your everyday life as well as
your business, for example, pens are a common necessity in almost every
business. But, buying the odd pack of pens here and there can rack up to a high
price whereas if you buy in bulk your getting more bang for your buck!
4.
Turn that heat down
The colder seasons can see us walking in
and whacking that central heating right up to take the chill off.
Turning your heating down by as little as one
degree and sticking a jumper on can see a decrease of 10% in your heating bill.
There’s even apps, like ‘Hive’, which can help you to control your heating away
from home, making it that little bit easier to save.
5.
Go generic
Brands can be super expensive to buy and
can rack up your shopping bill if they become a repeat buy. Swap that named
brand for something generic. With budget supermarkets like Aldi and Lidl, you
can find some seriously good quality dupes and much more affordable prices.
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