Friday, 27 March 2020

Free Online Things to Do During Lockdown

We've nearly done it: we've nearly completed one full week of lockdown!

If you're struggling for things to do and wondering what to do over the weekend, fear not - we've compiled some of the best virtual things to do, to make it feel like any other.


Virtual museum tours


Some of the world’s best and most famous museums and art galleries have created virtual tours for people wanting a culture fix during the outbreak. From Musee d’Orsay in Paris to MASP in Sao Paulo, there’s something for everyone! Find a list here.

Google Arts and Culture also have plenty of great cultural content for a browse of some of the world’s best art.


Virtual zoos


Chester Zoo did a live virtual tour of the zoo this week, but they aren’t the only place where you can get up close and personal with wildlife (from a safe distance, of course). Zoos all over the world are taking their animals online, including San Diego zoo and Berlin Zoo.


Online theatre


Theatres across the globe are streaming classic theatre pieces for free online. The National Theatre have just launched their free online streaming service, allowing people to access quality pieces of theatre from the safety of their own home. Even Broadway theatres are moving content online!


Music


Musicians everywhere are still performing for their fans from their own homes, via social media. Take a look at local and international musicians everywhere to see their latest activities! Plenty of music venues are also acting as platforms for many artists to stream shows to their audiences, so have a look at what they have to offer, too.


Food


Struggling with what you could possibly make out of your one last tin of beans, some rice and a bit of salad? Celebrity budget chef Jack Monroe (@BootstrapCook on Twitter) has begun #JackMonroesLockdownLarder on Twitter, where followers send photos of their last remaining ingredients, and she comes up with a tasty meal! A great way to get thinking about simple, healthy food during lockdown, and minimise wastage, too.


Exercise


You needn’t fork out for expensive apps and subscriptions: YouTube is your friend during these times. Professional fitness coach Joe Wicks has launched his ‘PE with Joe’ series, live every weekday morning for children and adults alike to get moving! There’s also tonnes of different exercise videos to choose from on YouTube, whatever your style may be: whether it’s some gentle Yoga with Adriene, or some hard hitting bodyweight training, there’s something for everyone.


Virtual landmark tours


Google Arts and Culture, once again, delivering the goods, with tonnes of online tours of various famous landmarks around the world. Explore the Taj Mahal, the Pyramids, or the Palace of Versailles, all from the comfort of your sofa! You can explore more here.

Google Earth also have tours of some renowned national parks available, including Yosemite and Yellowstone, which you can find here.


Online learning


If you fancy expanding your mind a little while we’re in lockdown, there’s plenty of resources out there to choose from. Khan Academy is great for getting the basics on some key subjects, while Coursera and Ed X have courses from globally renowned universities, including Harvard, Yale, Oxford and Cambride.

There’s also multiple educational platforms for children out there too – the BBC have done a round-up of some of the best here.







Thursday, 26 March 2020

9 Cheap Things to Do in Isolation

Nearly everyone, all over the country, will be spending the majority of their time over the next few weeks indoors. So what can you do to pass the time?



Learn a language


Learning a language has so many benefits, including improving your memory. Sadly, it can also be pretty time consuming – meaning isolation is the perfect opportunity to knuckle down and learn your Français from yourEspañol.

There’s plenty of free tools out there to choose from, Duolingo being one of the most popular and easy to use, with tonnes of languages to choose from. You’ll be fluent in no time!


Read some books


It could finally be time to dust off them books that have been sat on the shelves, and get stuck in. If you have a Kindle, Amazon have free downloads for some books, and there’s plenty of other websites out there with licensed, free eBooks, too. 

If audiobooks are more your style, Audible has a free book trial for new users, plus Open Culture and Digital Book have plenty of free resources to offer.


Play some games


It might sound a little childish, but puzzles and games are great ways to pass the time and keep your mind active, too. You might have some old jigsaws and board games lying around the house, but there’s loads of things you can do online as well. Sporcle is a great site for trivia games and quizzes, and try looking on news websites for good daily crosswords. If you’re feeling adventurous, some people are bringing their pub quiz into the virtual world, video calling friends and family to keep the weekly quiz alive!


Get moving


Exercise is so important for our mental health, and being cooped up indoors all day makes it even more crucial. The current guidance surrounding COVID-19 allows us to go out for one form of exercise a day, so try and get out if you can; if not, YouTube is a treasure trove of all the exercise videos you could dream of. Yoga with Adriene is a firm favourite among many, and Joe Wicks has just started a ‘PE with Joe’ session every weekday morning for little ones and parents alike.


Get creative


That thing that you said you always wanted to do but never had the time? Now could be the chance to pick up the pencils or whip out the paint, and get stuck into a creative project, whatever it may be. Creating is also a great release for tension and has loads of therapeutic properties, perfect for these particularly trying times.


Deep clean


It may sound pretty boring, but there’s much to be said for an ordered and clean house. You could use this free time to sort through your wardrobe, give your bathroom a good scrubbing or organise the garden. A redecorating job could also well be on the agenda!


Watch TV


There’s so many streaming platforms out there, it’s hard to know where to begin. Luckily for us, it also means there’s plenty of choice. Get stuck in to a binge-worthy series, or watch some classic films that you’ve never had a chance to see. 


Call people!


Staying connected is crucial for our mental health while we’re in isolation. Most of us are used to going out every day and socialising with our friends, family, and co-workers, so the removal of this can be quite the shock. Be sure to check in on people: give them a call, or use the wealth of video technology to keep up that face to face interaction.  


Do some digital housekeeping


Most people’s phones and computers will look the same: hundreds upon thousands of photos, emails, and documents that we no longer need or use. Taking a bit of time to go through your phone and unsubscribe from emails, or delete photos and unnecessary apps is a great use of time and you’ll thank yourself later.





Thursday, 19 March 2020

Better Off Finance: Advice during COVID-19

As Coronavirus guidelines have escalated over the past week, social distancing has become even more important. However, our Better Off Finance partners are still working to provide you with support and advice through this difficult time, over the phone and online.






Find out below how your local partner will be providing support during COVID-19:

Citizens Advice Liverpool


All face to face services have been suspended until further notice.

Their services remain available through digital and telephone channels.

For general advice, click here.

For debt advice, click here.

For help claiming Universal Credit, click here.


Citizens Advice Sefton


Face to face services have been suspended until further notice.

Advice is still available over the phone:

For general advice: 0344 493 0012 (Mon to Thurs 9.30am – 2pm)

For debt advice: 0300 330 1196 


Citizens Advice Knowsley


 All drop in and face to face appointments have been cancelled until further notice.
You can still get in touch here:

Adviceline: 0300 330 9008 (Mon – Fri 10am – 4pm)

Universal Credit Help to Claim: 0800 144 8 444


 

Citizens Advice Halton


Suspension of all drop in and face to face appointments, with increased availability of telephone support.

Helpline: 0344 477 2121



Citizens Advice Wirral

All face to face support has been suspended, but advice is available by phone and email.
Helpline: 0300 33 00 111 (at busy times, there may be a wait to have your call answered)
They have also advised that as the Hubs are not open, to visit your local One Stop Shop if you need food vouchers.

Citizens Advice St Helens

Face to face appointments have been suspended for the foreseeable future, but they will be offering support via phone and email.
Adviceline: 03448 269694
Universal Credit Helpline: 0800 328 5644
Email advice can be found here.

RAISE

Raise have suspended all home visits due to the COVID-19 outbreak, but they will still be providing debt and benefit support over the phone and email.
Email: admin@raiseadvice.org.uk
Helpline: 0151 482 2475

Friday, 6 March 2020

5 Everyday Changes to Save Money


    Here are a few tips you can follow to help you save that little bit extra! These small changes can have a major impact on your annual finances and help you feel more comfortable with your money.




 Money management


Work with a budget. If you’re someone who impulse buys, then a properly thought out budget could become your best friend.

A budget is not something to fear, all it takes is preparation and dedication! By working out your weekly costing for food, petrol (or public transport), any memberships or classes you pay for, subscriptions and of course a treat, you are giving yourself an accurate representation of the budget you can live within. The one rule for this money saving tip is to not overcompensate to make yourself feel better! You must be ruthless in order to see a change.

2.       Use price comparison websites

Shopping around for the best deals is a perfect way to find the cheapest option. This can be for insurance, broadband and maybe even bank accounts. These websites can save you from overspending and can very quickly save you a few quid!

3.       Bulk buying to the rescue

Buying in bulk is probably the easiest way to save on your everyday items. This can apply to your everyday life as well as your business, for example, pens are a common necessity in almost every business. But, buying the odd pack of pens here and there can rack up to a high price whereas if you buy in bulk your getting more bang for your buck!

4.       Turn that heat down

The colder seasons can see us walking in and whacking that central heating right up to take the chill off.

Turning your heating down by as little as one degree and sticking a jumper on can see a decrease of 10% in your heating bill. There’s even apps, like ‘Hive’, which can help you to control your heating away from home, making it that little bit easier to save.

5.       Go generic

Brands can be super expensive to buy and can rack up your shopping bill if they become a repeat buy. Swap that named brand for something generic. With budget supermarkets like Aldi and Lidl, you can find some seriously good quality dupes and much more affordable prices.